About us

Snowgum Financial Services specialises in facilitating the wealth management, private banking and life insurance needs of professionals, business owners, senior executives and their families. Working in partnership with legal and accounting expertise, we act as act as a conduit for the inter-generational transfer of wealth.

Snowgum Financial Services was founded in 2015 and is privately owned. Advice delivery is totally agnostic from institutional mandate or any external conflicted ownership bias. We partner genuinely with clients for their sole financial benefit. Advice execution leverages smart technology, efficiently incorporating a range of investments. We allocate capital into attractive private market investments, particularly private equity, where appropriate to the investor.

We employ a robust risk management framework, incorporating tactical asset allocation tilts seeking to dampen volatility through the business cycle. The framing of these tactical asset allocation tilts is explored deeply in our ‘Snowgum Quarterly’. This provides a detailed insight into how we are seeing the economic outlook, as well as briefly alluding to the investment implications within client portfolios.

Snowgum quarterly

Matt Vickers is principal adviser at Snowgum Financial Services, which he founded in 2015.

Matt facilitates the wealth management, private banking and life insurance needs of professionals, business owners, senior executives and their families. Matt is an experienced conduit for inter-generational wealth management, strategic planning, entity optimisation and forms enduring partnerships with clients to ensure they consistently make sensible and smart financial decisions.

“Being pivotal in contributing to a client’s financial welfare through a successful insurance claim or private equity exit, exemplify the highs and lows of deep client partnerships, making this a uniquely rewarding profession” - Matt Vickers

Outside of finance, Matt is a volunteer with his local sporting club, regularly bushwalking, running, kayaking and skiing with his young family.

Qualifications & experience 

Matt founded Snowgum Financial Services 10 years ago, prior to which he worked at a leading wealth management practice. He manages material capital on behalf of clients.

Matt is a Certified Financial Planner®, holds a Bachelor of Economics from the University of Sydney, Master of Applied Finance, Diploma of Mortgage and Finance Broking Management, is a Tax (Financial) Adviser (26140889) and a Member of the Financial Advice Association of Australia (FAAA) and Mortgage and Finance Association of Australia (MFAA).

Industry engagement

We are passionate about improving financial literacy and community outcomes. We seek to constructively contribute to how financial markets operate, and in particular, improve how community participates interact with financial markets which is typically intermediated via the financial advice industry.

Tax Reform - 10 November 2022

The Hon Stephen Jones MP was emailed the attached tax reform ideas.

In particular, consideration is being given to minimising misuse of superannuation tax concessions.

The main catalyst for sending tax reform information is the poorly designed superannuation surcharge tax on member balances above $3,000,000. There is no precedent for taxing unrealised wealth gains, and some inefficiency in seeking to do so.

Quality of Advice Review - 8 September 2022

Snowgum Financial Service provided a submission in response to Michelle Levy’s broad request for industry feedback on her interim report.

‘legal enshrinement’ on the term’s financial planner/adviser were raised.

We support continued efforts to increase professionalism and education of financial advice providers, but also make the delivery of advice more accessible to more consumers.

Amplification of Transmission - 28 August 2020

Monetary policy is poorly adapted to stabilising economic conditions as interest rates approach their lower bound.

The financialisation of investment markets accross all asset classes, funded by an accumulation of debt, in part because interest rates have being so low, increases the risk of monetary policy misstep.

We outline our thoughts for tweaks in approaches to the use of monetary policy. Some ideas were adopted (through pure coincidence) shortly after writing.