About us

Snowgum Financial Services is privately owned and specialise in facilitating the wealth management, private banking and life insurance needs of professionals, business owners, senior executives and their families, as well as acting as a conduit for the inter-generational transfer of wealth.

Snowgum Financial Services was founded in 2015 and by remaining privately owned, advice delivery remains agnostic from institutional mandates or conflicted ownership bias. We can partner genuinely with clients for their sole benefit. Advice execution leverages smart technology, efficiently incorporating a range of investment opportunities. Where attractive, private market investing, in particular private equity, can be incorporated.

We have a robust risk management framework, incorporating tactical asset allocation tilts. The framing of tactical asset allocation can be explored in our ‘Snowgum Quarterly’, which provides a detailed insight into how we see the economic outlook, and the investment implications that may then flow into client portfolios.

Snowgum quarterly

Matt Vickers is principal adviser at Snowgum Financial Services.

Matt facilitates the wealth management, private banking and life insurance needs of professionals, business owners, senior executives and their families. Matt is an experienced conduit for inter-generational wealth management, strategic planning, entity optimisation and consistently partners with clients in making sensible and smart financial decisions.

“Helping a client through an insurance claim at a time of great personal turmoil or closing out a private equity journey sit at opposing tails of life’s financial bell curve. Being a trusted financial partner through both lows and highs makes this a uniquely rewarding profession”. Matt Vickers

Outside of finance, Matt is a volunteer with his local sporting club and goes on bushwalking, kayaking and skiing adventures with his young family.

Qualifications & experience 

Through Snowgum Financial Services, Matt manages material funds and premium under management. Matt has worked in financial advice roles for more than 15 years. Matt is a Certified Financial Planner®, the highest internationally recognised planning qualification, holds a Bachelor of Economics from the University of Sydney, Master of Applied Finance, Diploma of Mortgage and Finance Broking Management, is a Tax (Financial) Adviser (26140889) and a Member of the Financial Advice Association of Australia (FAAA) and Mortgage and Finance Association of Australia (MFAA).

Industry engagement

We are passionate about improving financial literacy and community outcomes. We seek to constructively contribute to how financial markets operate, and in particular, improve how community participates interact with financial markets which is typically intermediated via the financial advice industry.

Tax Reform - 10 November 2022

The Hon Stephen Jones MP was emailed the attached tax reform ideas.

In particular, consideration is being given to minimising misuse of superannuation tax concessions.

The main catalyst for sending tax reform information is the poorly designed superannuation surcharge tax on member balances above $3,000,000. There is no precedent for taxing unrealised wealth gains, and some inefficiency in seeking to do so.

Quality of Advice Review - 8 September 2022

Snowgum Financial Service provided a submission in response to Michelle Levy’s broad request for industry feedback on her interim report.

‘legal enshrinement’ on the term’s financial planner/adviser were raised.

We support continued efforts to increase professionalism and education of financial advice providers, but also make the delivery of advice more accessible to more consumers.

Amplification of Transmission - 28 August 2020

Monetary policy is poorly adapted to stabilising economic conditions as interest rates approach their lower bound.

The financialisation of investment markets accross all asset classes, funded by an accumulation of debt, in part because interest rates have being so low, increases the risk of monetary policy misstep.

We outline our thoughts for tweaks in approaches to the use of monetary policy. Some ideas were adopted (through pure coincidence) shortly after writing.